Commercial Insurance

Coverage for All That Matters Most to You

At Optional Insurance Solutions our flexible commercial policies can be tailored to meet the unique concerns you may have for your business while remaining focused on your goals, no matter how big or small. Leave it to us at Optional Insurance Solutions to:

  • Analyze your business needs.
  • Develop a plan that is customized and responsive to your own specific situation.
  • Offer you competitive pricing that is reflective of your exposure and experience.

Commercial Auto

Commercial Auto Coverage is available to protect a business owner from physical damage & liability associated with operating the company’s automobile.

Coverages include:

  • Owned/Non-Owned Vehicles
  • Vehicles for Hire
commercial_auto_service
commercial_property_insurance

Commercial Property

Commercial Property Coverage is available to protect a business owner from physical damage & liability associated with operating the company’s automobile.

Coverages include:

  • Building Owners Policies
  • Building Rented to Others
  • Vacant Buildings
  • Vacant Lots

Home-Based Business

Homeowners insurance will not cover your home-based business claims which could result in major loss & damages.

If you operate your business from home contact us for the following coverages:

  • Business Equipment Liability Coverage
  • Homeowners Policy Endorsements
home_business_service
commercial_liability_Service

Commercial Liability

  • General Liability Policy
  • Inland Marine
  • Business Content
  • Professional Liability Coverage
  • Workers' Compensation
  • Directors & Officers
  • Employment Practices
  • Cyber Liability
  • Special Event Coverages
  • Umbrella & Excess Liability